Resume: Professional

INTERNATIONAL ADVENTURES LTD, Hong Kong, Jun 2007 to Dec 2009
Established and managed a credit card consultancy business to advise commercial banks on portfolio acquisitions, revenue-enhancement strategies, consumer-account acquisitions, and partnerships and alliances. 

Managing Director
Established relationships and interacted with C-suite management and key client decision makers. Pursued and managed major client accounts including:

• Provident Financial plc,London, UK
  Served as key consultant to a UK FTSE 250 firm specializing in providing banking and other financial services to non-standard credit-market consumers.
  • Conceived and executed several major commercial agreements for key clients, generating 10% of all new account acquisitions in 2008 via a range of distribution channels; partnerships generated up to 50% of all new account acquisition activity by 2010.
  • Orchestrated acquisition of multiple UK credit card portfolios to expedite receivable growth through deal origination, valuation, due diligence and contract negotiations; opportunities represented 14% to 130% in receivables growth over Provident’s existing book.
• CompuCredit Corporation, London, UK
  Served as key consultant to US based CompuCredit providing due diligence on the acquisition of the Monument credit card portfolio with over 500,000 accounts and £490m of credit card receivables from Barclays Bank.

BANK OF AMERICA, London, UK
Led marketing programs for strategic business partners in the lifestyle, retail and financial services sectors.

Commercial Director, European Card Services, Mar 2006 to Jun 2007

• Played key role in securing more than 50% of BAC Europe Card Services’ new accounts across its 850 core endorsed affinity relationships.
• Championed re-evaluation and negotiation of all core affinity partnership contracts and compensation models, leading to significant improvement in shareholder value.
• Triggered healthy, profitable growth trajectories amongst key groups through skilled management of all advances and guarantees.
• Triggered significant increase in bench strength by recruiting 50% of all 2006 relationship associates.
• Honored with Bank of America Spirit Award for exhibiting Behaviors of Excellence and for demonstrating Core Values in serving customers, communities and shareholders.

BARCLAYS, PLC,London, UK, Nov 2002 to Dec 2005
Acted as member of the Group Finance Executive and as Finance Director, Group Business Performance for UK-based financial services group operating in 60+ countries with market capitalization of £38B.

Finance Director

• Fully accountable for short-term planning process, enabling delivery of acceptable budget over a 2-year commitment period.
• Integral in driving Barclays to rank in top place within its TSR peer group by end of 2004, with TSR of 23%, nearly double the average for peer group and FTSE 100 index.
• As Barclaycard Operating Committee chair, implemented Investment Appraisal Center of Excellence for all strategic projects, increasing return on investments (ROI).
• Vital in delivering 15% economic profit growth by enhancing Barclaycard Merchant Services’ customer value proposition and operational efficiency.

MORGAN STANLEY, London, UK, Sep 1999 to Oct 2002
Served on the Consumer Banking Group International management committee with mandate of launching an international credit card on behalf of Discover Financial Services. 

Vice President, Franchise Management

• Instrumental in fast-tracking launch of UK credit card within 12 months, capturing 8% market share of total receivables growth and 9% market share of total account growth year over year (YoY).
• Conducted in-depth assessments of new markets in order to tailor market-entry strategies based on earnings potential, presence, regulatory climate and investment horizon. Prioritized investment decisions based on net present value (NPV) models to ensure investments achieved risk-adjusted rates of return.